Is Wonga right for you?

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£ max £400

(Repayment date: Friday 29th Jul 2016 )

Borrowing £111 + Interest £8.88 = Total to repay £119.88

Representative example

Borrow£100 for 13 days
Interest rate292% pa (fixed)
One repayment of£110.40
Representative1,509% APR

If you don't repay on time there will be extra costs:

Missed payment fee


Charged at 11pm on the third day after your repayment date

Is a Wonga Short Term Loan right for you?

Get more facts

Our loans are for short term use only and may not be the cheapest option

Late repayment will mean extra costs and may affect your credit rating

You shouldn't use our loans to manage existing debt

If you take out loans regularly Wonga may not be right for you

You should only take out a loan if you are comfortable you can repay on time

Introducing our new 3 month Flexi Loan

Borrow from £150 to £500*
3 monthly instalments
Choose your repayment dates
Watch our new TV ad
*£1,500 for existing customers
Representative 1,261% APR

Our new TV advert

Why choose Wonga Short Term Loans?

Representative 1,509%APR

We're transparent

With the cost of the loan shown up front

We're flexible

Repay early and save interest

We're understanding

If things go wrong we'll work with you to find a solution

Our Short Term Loans:

  • could help you if you need a small amount of extra cash for up to 35 days
  • let you set what you want to borrow
  • let you see all the costs upfront
  • have a single repayment
  • take repayment from your debit card automatically

Before applying for a short term loan, always remember that they're for occasional use only. Don't apply if you think you will have difficulty paying your short term loan back on time.

We're committed to:

Responsible lendingWe only lend what we think you can afford to repay. We also follow the Good Practice Customer Charter
Treating customers fairlyWe help if things go wrong
Helping you understand moneyWe help build your financial knowledge

Help & Support

More help

We’re happy to help

Call us:0207 138 8330
Email us:
We're here 7am-10pm, 7 days a week.


3 days grace on the missed payment fee

Find out more

3 month Flexi Loan

Spread the costs into 3 monthly repayments

Find out more

Money Matters

Helping you make the most of your money

Find out more

We can send Short Term Loans up to £400 within 5 minutes of approval

Existing customers may be able to borrow up to £1,000, depending on their current personal application limit