Modern Small and Medium Enterprises (SMEs) represent a significant part of the global economy, accounting for nearly 90% of all modern businesses. Modern SMEs...
Category - Analysis
Analysis of the p2p and marketplace lending space, from companies to products, and from securitization to key performance indicators of originators.
Internet 1.0 is HTML websites.
Internet 2.0 is a social network and user-created content.
How is Internet 3.0 coming along?
What is Internet 3.0?
Are you...
Artificial intelligence (AI) and machine learning (ML) are ubiquitous in today’s workplace conversations. Turn on any business news channel and you’ll hear...
In 2017, HES designed GiniMachine, an AutoML platform for credit scoring. Since then, we have conducted more than 100 pilot projects for banks, credit unions...
With several fintech companies reporting earnings disappointments over the last two weeks and with FinTech Unicorn GreenSky, Inc. (GSKY) that IPO’d less than...
Non-prime lending has revolutionized the lending sector. In times where people lack a stable credit history, securing a traditional loan is not easy—and...
Introduction
Online lenders are fast becoming the first port of call to avail loans and have been attracting strong funding interest from VCs and PEs. This...
Artificial Intelligence, fondly known as AI, is the approach and research field of creating machines that are able to replicate human intelligence.
Although we...
Though the 2008-09 crisis scarred a lot of real estate investors, the fact is that the US real estate sector has been on a secular growth spree in this decade...
Consumer lending in the US reached nearly 1.5 trillion dollars in 2018, according to the Federal Reserve Board of Governors, and European banks reported a...
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