Lending Times has collected the most interesting charts and graphs that we believe showcase the p2p, marketplace and online lending industry. As in any industry there are good parts, bad parts, good news and bad news. We tried to encompass them all. We hope this selection will allow viewers to get a quick , deep and complete snapshot of our industry.
#1 What value do online lenders add to the finance world ?
Source: Orchard Platform. Link to the article where the graph first appeared.
#2 The size of the Online Loan securitization market vs the height of the mortgage-backed securitization market. There is plenty of space for growth.
#3 How banks feel about trends in fintech and their response.
#4 The banks have already responded and are taking actions.
#5 Different business models for online lenders lead to different profitability.
#6 Lending Club’s crisis effect on volumes
#7 The overall charge-off rates for credit cards at banks and trends.
#8 Investment sources for fintechs : capital is the life line.
#9 Desktop vs website vs mobile technology, what to use ?
#10 The bottom of the online lending bubble ?
#11 Consumer perception of p2p risk
#12 Goldman Sachs’ funding mix change
Source: Financial Times
#13 US MPL Annual loan volume, USD in millions, 2011-2015
#14 UK MPL annual loan volume, GBP millions, 2010-2015
#15 Drivers behind usage of MPLs to borrow money, retail consumers
#16 Cost economics of illustrative bank and MPL loans
#17 Cost of funding an unsecured personal loan : banks vs MPLs, current and normalized credit environments
#18th P2p Lending Volume in the UK
Source : Alt Fi
#19th US Unemployment and Credi tCard Charge Off rates
#20st Fintech Bank Partnerships table
Source: Lend Academy